Esperanza sirve a empresarios, mujeres, familias, y niños. Our commitment is to the poorest of the poor, providing access to capital for those outside of the formal financial sector. Our borrowers typically earn a living wage of $2-4 a day and are vulnerable in their states of poverty. We see potential in our borrowers, and work with those who are under-served, capable, and ready to be equipped with tools that move them toward hope-filled futures.